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's note after another drowned tragedy staged in Tangxia. Prior to this, within the city, drowning tragedy scene then scene occurs, so that the number of parents Heartbreakers, the number of broken families difficult round. Every time I see the news of children drowning mind in addition to the deep regret, there is a deep questioning and out of anger, what Who let the bright flower of life in such a way apoptosis The parents of the child care ineffective Innocent children to ignore the dangers around us Reservoir management department is not enough due diligence We have called on parents to look after their own children,moncler, let them away from danger, tragedy occurred one after another over and over again; We have recommended that the relevant departments to carry out inspections of dangerous reservoirs in summer arrangements,abercrombie, but can not get a response. We can only child drowning tragedy again and again reported out alert again and again, again and again questioning. We deeply hope and again called for: parents stay for a heart one more contribution responsible for reservoir management departments, schools teach little security knowledge, everyone do more obligations, so that a similar tragedy will never happen again! Yet another drowned staged tragedy in electrooptic Village, Tangxia reservoir. Tomorrow is the first day of school, but sophomore Li Ling and Li (pseudonym), this pair of cousins, but can no longer hand in hand together to go to school,abercrombie france. Around 3 pm on August 28, 2011, they and three other siblings together,hollister shop, hand in hand in Tangxia electro-optic village reservoir on the play, accidentally fell down. The results also pulled down the three individuals,abercrombie outlet, a total of four people lying on the ground and rolled into the reservoir, resulting in Li Ling, Li Na sisters drowned. Yesterday, two drowned girl's family to pay respects to the reservoir side, mournful cry. Foot of to slip four people rolled into the reservoir "five of us holding hands, walking on the slopes, I do not know who suddenly slipped to 4 people dragged into the water,mulberry outlet uk." Yesterday, the 13-year-old Li Li (pseudonym), told reporters about the things still haunt the hair scene. She is pro-sister of Li Ling, Li's cousin,hollister. The 11-year-old and 10-year-old Li Na Li Ling have been drowned in the accident date. At 14:00 on the 28th, Li Ling, Li Na, two of six children, taking advantage of their parents do not go to work at home, riding a three bike to Tangxia the electrooptic village reservoirs play. Came reservoir is about 2:30, Li Ling, Li Na, Li Li,doudoune moncler, there are two 10-year-old boy - Five siblings went to the ramp embankments of the reservoir, the crowd held hands along the oblique Dibian Walking while you play, and their big brother Lehi (a pseudonym) playing alone on the far shore. Five children walked in the oblique embankment, the accident happened suddenly. I do not know who suddenly slipped and hands had a chance to release the results one drag down 3. The four children from oblique Dam opt rolled into the reservoir. Li Li farthest away from the surface of the water, it is not dragged down. The fishing public Diving rescued two men after the incident, a large Geli Hai ran quickly to save lives. Li Li cried for help and the police went to the reservoir duty room. Fishing at the scene, a member of the public jumped into the water to rescue. Unfortunately, four children have come up with only two. Li Ling and Li Na will sink to the bottom. Member of the public can not be rescued by them. He learned that her daughter Li Ling and niece Li Na drowning was missing at 15:30. At that time, Mr. Lee was almost shocked when they heard the past. He was very anxious to follow the police station, police officers rushed to the electro-optic village reservoir, where you can still see traces of her daughter and niece. Until 17:30 that day, the two girls was only recovered water, had no breathing. The short lifetime family was poor but got a bunch of Commendation just pay tuition forever leave Li Ling was gone, the pain left her family. Li Ling, who lives in Lam Tsuen, a dilapidated brick room, she and her three siblings crowded in the bed, the bed is only a small fan. The wall painted portraits and flowers and trees are a Li Ling graffiti, these graffiti empty room looks how much with some vigor. The wall is also close to some of her awards, which is a the athletic meets "shuttlecock project" first. Li Lingsheng liked sports and painting,louboutin, but because the family was poor, she was not even a pair of decent sports shoes and a set of brushes are not. Father Lee said, although the family was poor, but Li Ling is very clever and very good grades. She was gone, the whole family like to lose the support of the spirit, the person must fall. Summer, my daughter had finished third grade in relation to read, just to help pay her tuition, she did very well, but can no longer go to school. "Yesterday, Ms. Lai, Li Ling's mother broke down in tears against the reporter, she hailed a the daughter alive stack of Commendation, which Star "good student", "learning" alone the Commendation there good few. People swim and fish in visits to the accident near the reservoir warning signs yesterday, the parents of the deceased are the heart simmering the gas thrown into the reservoir management. "The reservoir should set up a barbed wire fenced, like this big open wide open, children ran in an accident." Yesterday, Mr. Lee told reporters, reservoir management side also bears responsibility in the accident. Reporters on the scene saw, the electrooptic village reservoir shore stand there warning signs that says "No swimming in the reservoir and all water sports", but you can still see the swimmers and anglers, some people even specialized driving a car over the swimming . According to incomplete statistics, this summer alone Tangxia and the Cheonggyecheon two town, drowning number as many as 11 people, alarming data. Citywide drowning incident happened quite frequently. The age of the time and place of the Tangxia the Cheonggyecheon two town SUMMER drowned record (incomplete) July 3 the Tangxia Hua Changnong field reservoir 11 years old July 4 Cheonggyecheon Lake Reservoir 18 years old July 10 Tangxia the electrooptic village reservoir 23 years old Qingxi Lake Reservoir 20 years old 18 years old July 18 Cheonggyecheon Nanshan Park reservoir reservoir stream Nanshan Park after July 18 July 13 July 18, 23-year-old the stream reservoir Nanshan Park after 24-year-old August 2nd day stream the Tai Hang reservoir stream the Tai Hang reservoir 5-year-old, 4-year-old half 8 months 2 August 28 Tangxia electro-optic village reservoir notice strictly prevent the 11-year-old August 28 Tangxia the electrooptic Village Reservoir 10-year-old News Links Ministry of Education Summer drowning on June 28 this year, the General Office of the Ministry of Education issued a circular calling for the summer to guard against student drowning accident. Which, in particular, stressed the need to strengthen the multi-link primary and secondary school students,アグ, and efforts to prevent drowning accidents. Local educational administrative departments and schools to strengthen ties with parents through a variety of channels to obtain the support and cooperation of the parents, to enable parents to effectively take on the responsibility of children Summer swimming safety education and supervision. Around through the delimitation of the area of ​​responsibility of the public waters, the waterside plug hanging warning labels, scroll playback attention to swimming safety screen subtitles, "PSAs" a variety of ways to mobilize the whole society of anti-student drowning accidents. However, the "notice" and did not stop throughout drowning events occur frequently.
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'hole'." Intermediary salesman he vowed. Even are stated in the contract, even if the mortgage applications down cause the transaction to fail, are not Mr. Zhao breach. But in the end, Mr. Zhao's loan application requirements at the same time refused. "Mortgage completely out of luck, to want to buy this suite can only be to sell currently live in the house as soon as possible the bank bank usually identified five cases the first three suites are not lending: the personal name of a suite of commercial loans The record set has been repaid, and the other set is not repaid, then loans identified as three suites. Second: personal name commercial loan records of two suites, all have been paid off and sale of two houses for sale at the same time be able to provide proof of this case, although the personal name no room, but the re-lending will be considered three suites. The third: the personal name has a housing business loan has been repaid, and another set of provident fund loans have been paid off, regardless of application provident fund loans or commercial loans to buy a house, are considered three suites. Fourth: husband and wife, party premarital buy commercial loans,hollister, the other the premarital buyers with Provident Fund loans, Loan Afterwards they want to be together as husband and wife, according to the New Deal are premarital personal lending behavior, but central bank credit system are there records, so the name of the couple's joint loan to buy a house or counted as three suites. Fifth: husband and wife, one party before marriage room but no loan records, the other party before marriage have but the name of non-real estate loan records, marriage Buy apply for loans considered three suites,hollister. Interrupted last month still three mortgage banks can apply previously announced ten new countries provides: high housing prices rising too fast, supply areas, commercial banks according to risk status, to suspend payment of the third set and more housing loans. Which the bank according to the risk profile of the phrase "living's Speech", in early May, many banks still apply to the three mortgage. One of agency mortgage Commissioner of anonymity told reporters from the actual operation in early, mid-May, China Merchants Bank and some other banks for quality customer of the Bank, or can be issued three mortgage. This reporter has learned, early last month can apply for three mortgage is more than a bank. Such as the postal savings bank and three mortgage still issued, but the down payment and interest rates are more stringent than the two suites, the interest rates go up 12% -15%; CITIC Bank (5.14, -0.05, -0.96%), three suites minimum down payment of 5 percent, interest rates go up 20%. Since June, three mortgage comprehensive "extinct" However, since the beginning of June, Beijing banks on the third suite have fully stop lending. "The early days you call may also lines we have received formal notification impossible to recapture the three mortgage." Reporters yesterday as customer call ABC Fangshan Branch of this answer. Subsequently, ICBC, China Construction Bank, China Merchants Bank, Bank of Beijing (12.57, -0.11, -0.87%) outlets mortgage manager not too aggressive, rejected the application of the three mortgage. Loan institutions relevant person in charge of Wei Jia Anjie Wu Hao also confirmed to reporters this morning, far, before also apply to the Third Suite loans of individual banks have been gradually stopped issuing third suites of loans. Foreign banks in the implementation of the New Deal and ruthlessly before in the series of the New Deal, many foreign investors adopted a more lenient policy line compared with the Chinese-funded line for two sets and higher mortgage down payment, interest rate, but after the introduction of the New Deal, the foreign banks to tighten mortgage The attitude seemed more resolute than part-funded line. Reporters learned that China's corporate bank, the foreign banks have a full cessation of domestic third set and individual housing loans from HSBC, Bank of East Asia, Citibank, Hang Seng Bank, Standard Chartered Bank, DBS Bank and a number of foreign banks in apply. According to reporter investigation, from time to tighten mortgage foreign lines but earlier than the Chinese-funded bank, in early May, three suites fully stop lending. (Legal Evening News 焱) Beijing after the New Deal mortgage amount decreased by 50% before the introduction of the New Deal rates high, so many people to the initiation of the idea to sell the old house back to the new house, however Loan Deal to sudden want to drop dashed the idea of ​​a house and then make some money. Recently, Wei Jia Anjie relevant person in charge told reporters, until the end of May, Beijing mortgage amount has shrunk by 50% compared to before the New Deal (March), which type of mortgage dropped for investment is particularly evident. Nearly half of the buyers in the secondary mortgage before the New Deal is the use of loans to real estate speculators, this ratio was significantly reduced after the implementation of the New Deal. Currently, less than one percent of real estate properties of loans in the secondary mortgage. Deal suppress loans real estate have been paid off by the end of March is the most frenzied moments of the Beijing real estate market, Duanchao buyers actively influx of second-hand housing market, many investors due to lack of funds the case of the use of loans to real estate speculators abound. Wan Yu Min, general manager of the sales department, Yian recalled, net signed data based on their transaction data and the Beijing Municipal Construction Committee announced that five percent of the loans are loans for real estate speculators, loan payment month Beijing. "Which many owners mortgage their house or is sold, then the loan to buy more sets of second-hand housing sold at a high level." Wan Yu Min. But in April, along with continuing to adopt the policy of the government to suppress the real estate market speculation, so many owners "high" is stuck. "Pure real estate investors in their own funds on hand in the market, after all, is one of the few with the state strictly controls the two sets of mortgage halted three mortgage market speculation has basically been squeezed." Wan Yu Min . Reporters learned from Wei Jia Anjie until the end of May, the mortgage market,parajumpers jacken, trading volume continues to fall, the ring last month decline about 25%. Reporters learned, mortgage ring than March April decline of about 24%, together, to the end of May, compared to the mortgage market in Beijing before the New Deal has dropped by nearly 50%, while the proportion of investors share of the mortgage has been less than a percent. The full amount of second-hand housing customers rose nearly 1 times led to the decline in trading volume in May, mainly due to commercial loans and provident fund loans to two suites Standards strict,isabel. Wei Jia Anjie the one hand, from the spiritual level of the macro-control policy, the commercial banks of the two suites housing ploidy and loan records "dual option" as a recognized standard, to implement though with no small difficulty, but the banks already "Untouchables", the borrower only compromise acceptable. Provident fund loans, on the other hand, the two suites audit more stringent regulations as long as the family members of the borrower's name had housing or a loan, and whether or not the property is sold or the loan has been settled, use the loan fund buyers always be treated as a second suite. Both commercial loans and provident fund loans policy tightening, the borrower had a great psychological impact, leading to the decline in trading volume, the "power" of the New Deal regulation in May reflected more concentrated. This also caused an increase in the number of the full amount to buy a house on the market. The reporter was informed that, in March, the number of loans to buy a house, buy a house, and the full amount on the market, the proportion of about 8:2, regulation as policy, this proportion has dropped about 6:4. This reporter learned that, in this part of the full amount of buyers, part of a rigid demand, another part of the earlier prices high, take the opportunity to sell the old house trying to make the sum of the crowd. The bank stuck two sets of mortgage, the down payment ratio to increase the interest rate concessions canceled, resulting in this part of the buyers had to buy a house of the full amount. Wei Jia Anjie relevant policies and implementation details after landing, the bank and the borrower will cf rules, according to their actual needs, decide whether it should be shot into the market. However, although the declining trend in trading volume of the mortgage market as a whole in May, but in the non-trading loans secured consumer loans adverse economic growth, many borrowers have by pledged personal or family and friends under the name of the property to buyers. Wan Yu Min expects mortgage consumer loans may become a strong support of the mortgage market in the second half of the trading volume. Handelsblatt the Laida Chen relevant links: Hangzhou three mortgage quietly relax "Third Suite loans, some banks can apply for loans, just floating down payment and interest rates have" some time ago has been suspended three mortgage recently "relaxation" signs. Reporter investigating the recent new properties for sale found three mortgage "deregulation" to boost the property market turnover in the current situation is not large. CCB,sac givenchy, ICBC, part of the joint-stock commercial banks, to restore the three mortgage reporter visited a number of sub-branches of the four state-owned banks: CCB Tianshui Branch said three mortgage lending to be 5.5 percent, but the down payment, the interest rates go up 20%; east branch of ICBC can handle, but 5.5 percent down payment, interest rates go up 15%; However, the ABC network,parajumpers outlet, as well as Bank of China, the provincial branch still CLOSURE third suite business. The joint-stock commercial banks are also gradually liberalized 3 suites loan. Asked by the reporter, the China Merchants Bank, Industrial Bank, Shanghai Pudong Development Bank, Shenzhen Development Bank can handle three mortgage down payment basically in the 5 to 6 percent, up 10% to 30% on the basis of the interest rate is also the benchmark interest rate. Reply given by banks like Bank of Communications, CITIC, the people's livelihood, Everbright CLOSURE. 3 suites loan recovery and did not violate the spirit of the ten countries, the State Department only said 'pause', and did not say 'can not do'. Banks are waiting for the local rules introduced, Hangzhou association not delay, the banks naturally on its own guard against risk. 3 suites loan down payment and interest rates compared two sets to further improve, which also played a purpose of risk prevention. "Shenzhen Development Bank Hangzhou Branch Retail Risk Officer Du Zhiliang. Du Zhiliang said, according to the ten countries, stipulates that "for the loan of the third set and more housing loans, down payment and loan interest rates should be significantly increased, specific risk management by commercial banks under the principle of self-determined." Release three mortgage market The response is not obvious whether banks how to explain, 3 suites loan recovery current dense fog in the property market is favorable. However, the recent property market turnover and not because of this policy of loosening obvious benefit. Are now owner-occupied buying, Suite 3 buy if it is to improve the buyers,hollister france, the ten million buy general but also the center of the high-end property, the impossible role now traded. "One developer speculated. The new Emperor Long County sale listings in the big house of 180 square meters. According to Qi Guoying, vice president of marketing, said, no more than three sets of customers in the real estate. Even liberalized, it is estimated that the role outsiders first set of mortgage policy liberalization far more evident; Kunlun mansion sold the apartment listings are more than ten million worth, according to Jiang Chunli,hollister, director of marketing for the real estate, sold customers half 3 sets of customers,parajumpers. But Jiang Chunli original housing policy is four percent down payment, interest rate benchmark around. Compared to the previous policy, this 3 suites loan recovery, the down payment and interest rates must improve. To attract customer orders in the property market trend is unknown, alone, may role is not so obvious. (Evening) Zhengzhou still lending on the third suite more suites loan limits policy has been introduced more than one month the Zhengzhou many banks are still keen to handle multiple suites loan. Not only the identification of the third suite is not "recognition of the housing and credit recognition" less stringent, some "quality customers" for the third suite credit, some banks even willing to provide preferential loan program through the fixed-rate loans. Status quo Zhengzhou still lending on the third suite in mid-April, the State Council has issued a notice to the soaring prices of the city, to suspend payment of the third suite, two suites is also clear from loan records and held There are two aspects of identified real estate. But after a lapse of more than a month, the Daily reporter yesterday from Zhengzhou number of banks loan department learned that the three suites loan or run down, just a down payment more in the 60% interest rates more than 1.2 times the benchmark interest rate. The Garden the road a Wangjing Li said, the state has not banned the issuance of the Third Suite loans, relative to the first-tier cities, Zhengzhou should not belong to the city of soaring housing prices, the credit department of the state-owned banks. Saying keen more suites loans lucrative Third Suite loans are still issued, some joint-stock banks and even willing to handle multi-suite customers fixed-rate loans, such loans to be slightly more suites than directly handled loans deals. Due to the emergence of the rate hike is expected to understand, now a joint-stock banks, 30-year fixed loan interest rate of 6.21%. This interest rate and only a five-year benchmark lending rate 5.94% 1.04 times, far lower than the ordinary two suites three suites go up 10-20% of the standard. In this regard, an industry source said, banks are keen to handle multiple suites loans, mainly to more suites loans profitable, more suites loan floating interest rates, banks have more interest difference may "eat". Survey Housing Authority networking and the banking system did not recognize the housing and credit recognition "the difficulty of not only the Third Suite loans are still issued, most of the banks on the identification of the third suite is quite loose. Introduced a month ago the two suites, three suites finds Rules provides that spouses and minor children under the name of real estate, to buy the house will be identified as the two suites. But the actual operation, most banks perform or to see whether the loan records. Yesterday, when a reporter to the bank's loan department consulting handle mortgage without the open real estate proved most banks said no, "Second Suite, we check your credit record, and it would know." This means that , as long as all the full amount buyers, regardless of the name of the number of sets of real estate loan application is still in accordance with the first suite to perform. "The civil affairs, housing and banking system is not networked, want 'recognition of the housing and credit recognition' difficult to operate." In this regard, the person in charge of a joint-stock bank loan Ministry explained. (Henan Business Daily) three mortgage the high threshold of the Changchun many banks could apply for the policy background Mortgage the New Deal for some time, how to perform a two sets of mortgage banks has been basically established, and strictly controls the country's three mortgage The policy has become more concerned about the topic of the recent buyers. Recently, this reporter visited the Changchun City, a number of real estate sales staff, said the more stringent banking policy has been able to apply for three mortgage. Afterward, the reporter consulted several major commercial banks in Changchun City, learned from the At present, most banks remain suspended three mortgage, but the loan threshold will be more strict, three mortgage identified is still loan records shall prevail. Bank down payment of at least 50% more than the interest rates go up 30% -50% with the state has adopted a series of mortgage policy, the already high prices cut in the issuance of three mortgage news. Each different area, based on market conditions, mortgage policy is slightly different. Is still "price depression" the Changchun real estate market has made it clear the two sets of mortgage policy implementation details, but how to perform three mortgage banks still different. Construction Bank staff told reporters, although customers can also apply for the three mortgage loan threshold is much higher than the two sets of mortgage. "Handled in our bank three mortgage down payment of at least 60%, while interest rates have to go up by 30% to 50% loan to buy three suites pressure will be great." The staff member said, while Changchun City suspended three mortgage,isabel marant sneakers, but the current policy for the part of the investors or played a certain extent,isabel marant. Can not be a one-time payment, it is necessary to bear the high interest expense for the original investment demand will not Changchun market,moncler, or have a certain influence. Industrial and Commercial Bank and Bank of Communications also some differences in the implementation of the three mortgage policy. Industrial and Commercial Bank of staff, said the three suites down payment in the bank loan to purchase more than 50%, the interest rates go up more than 10%, the Bank of Communications is required down payment shall not be less than 65%, 15% interest rates go up, but also the degree of customer credit strictly audit. How to define the three mortgage Several bank staff said that under the current policy, or as a standard customer loan records, the buyers loan had a one-time payment to buy a house is not in the list of three mortgage. Which the reporter consulted several banks, China Merchants Bank staff said that the bank can not handle the three mortgage. Chongqing part of the banks to suspend the third suite recently reopened some banks to suspend the third suite has recently re-opened, the bid threshold secret signs of loosening. Yesterday, the reporter visited the city learned that the real estate agent Chongqing property market Deal rules did not halt the the three mortgage, some small and medium-sized joint-stock banks to restart the three mortgage. Current customers to buy a house, however, to buy the first suite of rigid demand mostly the the loose three mortgage market impact yet appeared. Several joint-stock banks, three mortgage banks re-opened, the main part of the joint-stock banks. "Relevant person in charge of a brand housing agency revealed that nearly a week, and they interrupt the third suite cooperation of both re-opened. The threshold of the Third Suite or credit recognition does not recognize the room. Basic third suite down between 5 to 6 percent, interest rates go up 15% to 20%. The previous two sets of mortgage has been paid off and a good credit history to buy a house, the bank down payment down to about 50%, and interest rates go up 15%. In the tea plantations of the South Bank area, a real estate, said their cooperation with the city of a joint-stock commercial banks, as long as the buyers are locals, no bad personal credit record, up to 55% down payment, you can apply for the third suite, interest rates need to bank access to personal credit decision. Deal regulations, third suite requires six to 70% down payment, interest rates go up 20% to 25%. Comparing the two, three mortgage secretly loose. The three mortgage down payment of at least than two suites of five percent to be higher basic 'risk aversion', the interest rates are higher than the two sets of mortgage, more impressive gains, the bank determines that the customer has the ability to repay, of course, willing to lend. "An The joint-stock bank loan sources. Buy customers first set of the majority, the third suite loose market impact is not apparent. "The city of a large intermediaries responsible person said that the buyers still wait and see. Since late April, two suites and suite of application has been rarely approval now is basically the first suite. ", A large state-owned commercial banks in a loan source told reporters. (Chongqing Business Daily) Shandong: some banks to restart the three mortgage in order to suppress the second mortgage, third suite for the mortgage the introduction of the New Deal of the focus has been almost two months, but the reporter interview yesterday, found that a considerable part of the banks still "recognize The credit does not recognize the room, and some banks had suspended the third suite also re-opened. "Third Suite loans handled is not easy, but last month to be easy to handle these." Areas of real estate the the Luneng Kang Qiaoji store a sales manager told reporters, and banking relationships, more business real estate broker, agent apply for third suites loan should be no problem. Some the provincial capital Dianliu Zhuang near real estate agent told reporters, despite the current directly marked Third Suite customers not to buy their own, but feel it can communicate with the bank to transact business process, part of the bank's mortgage bid threshold secret signs of loosening, especially loose to tight two sets of three mortgage. Reporters learned, some banks had suspended third suite recently been re-opened, the previous "inclusive, all third suite business, more changes to interest rates go up, and down payment raised, but if the line quality customers "or" have a larger contribution to the customer ", mortgage rates can be adjusted accordingly. Despite the CBRC officials said in May, the new mortgage policy is no longer identified loan records, but the number of homes owned by the family to identify whether the second set, the third set. But the reporter learned from a number of banks, real estate registration system and the bank credit system is not connected to the Internet, the bank identified two suites still "does not recognize the housing and credit recognition", not the number of homes identified because the new mortgage policy is not specific standards and regulations, and the Housing Authority housing information involves personal privacy, we do not be enforced. "housing loans is still the bank's high-quality business, I am sure you will want to side set square to ensure the normal operation of the mortgage business." an The joint-stock banks mortgage official told reporters, turned out to apply for mortgages to queue up waiting for grant down now apply for a mortgage, but few even need the banks to go out and get the business of, "So, some banks will previously suspended three mortgage business restart, also makes sense. (Shandong Business Daily)
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